FIND THE PROPERTY
THAT FITS YOU.
Finding the right property in Montreal is a matter of timing and access, not just patience. Here's how it works with Vianney.
Initial conversation
We clarify budget, target areas, non-negotiables, and a realistic timeline, not a generic intake form.
Pre-approval
Before viewing anything, we confirm your borrowing power so you negotiate from a position of strength, not guesswork.
Targeted search
Access to Centris listings and The Agency network, including some off-market properties.
Showings and analysis
Every showing is followed by an honest analysis: real value, resale potential, negotiation points.
Offer and negotiation
A direct negotiation strategy, protecting your interests without losing the opportunity.
Inspection and closing
Coordination with the inspector, lender, and notary through to key handover.
Know before everyone else
Register your criteria once and get priority notice of properties that match, including some opportunities before they're officially listed.
Join the registry →The costs buyers forget about too often.
The purchase price is never the final number. Here are the costs typically associated with a residential transaction in Quebec, for reference, every file is different, and your notary or lender will confirm exact figures.
| Cost | Ballpark |
|---|---|
| Transfer duties ("welcome tax") | Varies by municipality, roughly 0.5% to 1.5% of price, tiered |
| Notary fees | Roughly $1,000 to $1,800 |
| Pre-purchase inspection | Roughly $500 to $700 |
| Lender-required appraisal | Roughly $300 to $500 (sometimes covered by the lender) |
| Mortgage default insurance (if down payment < 20%) | Premium added to the loan, varies with down payment |
| Adjustments (prorated municipal/school taxes) | Calculated based on closing date |
Calculate your exact transfer tax
What buyers ask most.
How long does it take to buy a property in Montreal?
It depends on the area and your criteria, but from the first conversation to signing at the notary, expect roughly 6 to 12 weeks for a standard transaction, longer if financing or a sale conditional on your own home is involved.
Do I need pre-approval before I start viewing properties?
It's not mandatory, but strongly recommended. Pre-approval clarifies your real budget and puts you in a stronger negotiating position, especially in a market where multiple offers are common.
Do I pay Vianney a fee as a buyer?
In the vast majority of residential transactions in Quebec, the broker's compensation is paid by the seller (out of the commission already negotiated with their own broker). This is confirmed case-by-case depending on the listing.
Can I see properties that aren't on Centris yet?
Yes, through The Agency network and Vianney's direct relationships with other brokers, some opportunities surface before they're officially listed.
Free guide: the real cost of buying in Quebec
The full guide in PDF, sent straight to your inbox.
